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Benefits of Term Insurance

OneMain Solutions has a variety of products from which to choose. When looking for the right insurance product, the more you know about those products the better. As you research insurance products, one of the questions that must be answered is "What does this product do for me?" The answer to that question can be found by looking at the benefits each product has to offer.

Term Life Insurance Benefits (Includes Merit L.I.F.E PLUS)

If you were to die, would your family be able to manage financially? For many people, the answer to this question is "No". Death is a topic that most people want to avoid, but you must think about it...especially if you have a family that depends on your income to maintain the lifestyle you have worked so hard to provide for them. Term Life makes the decision to provide for your family easy!

  • Single premium is paid at the time of purchase
  • Three-year term
  • Benefit Amounts of $2,500, $5,000, $10,000 and $20,000 are available
  • Available for individuals ages 10 through 70
  • No medical exam required – issuance of the policy is determined by age and answers to health questions on the application
  • Benefit doubles if death is a result of a covered accident
  • You choose the beneficiary

You never know when you will be faced with an untimely death that can alter your family's planned course. The sudden loss of your income could put your family at risk. For most families, it could be the catalyst for a serious financial event.

Term Life can help to make dealing with the loss of a loved one a little less daunting. This term life insurance product allows you to choose the amount of coverage you feel necessary to help provide security for your family in the event of death, PLUS the death benefit doubles if death is a result of a covered accident.

Dealing with the loss of a loved one is difficult enough. You owe it to your family to help prepare them financially for such an occurrence.

This insurance has exclusions. For costs and complete details, please consult with your representative or Agent.

Disability Income Protection Benefits (available in CA only)

How would you and your family get by without your income for even a short period of time? For most people the answer to this question is "It would be difficult". For some families it could be the catalyst for a serious financial event.

  • Three-year term
  • $300 monthly benefit per policy
  • Maximum of two policies per person
  • Benefit is paid directly to the insured and is tax-free
  • Benefit payments continue for the length of disability, not to exceed 24 months

Your earning power is important to the well-being of you and your family. The loss of your earning power through a disability could put your family at risk. When a disability strikes, your income can stop or decline, but your living expenses generally remain the same. Disability Income Protection monthly benefits could provide financial assistance.

Dealing with a disability is stressful enough. You owe it to yourself and your loved ones to be prepared for such an occurrence.

This insurance has exclusions. For costs and complete details, please consult with your representative or Agent.