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Serving Families for Over 74 Years

OneMain Solutions is a family of insurance companies with over 74 years of experience and experienced licensed agents in nearly 1,600 locations nationwide.

Customer Commitment

We are committed to offering optional products that meet quality standards and our customers’ insurance needs. We hold ourselves to high standards and will accomplish our mission to provide exceptional customer service by:

Acting with the highest standards of integrity

OneMain Solutions and its agents know that honest and open communication is not only the way to do business, it is also the way to build a relationship with each of our customers. Our products are there to fill a need. We strive to ensure each customer understands what their needs are and how we can help to bridge any gap in coverage they may have.

Being engaged citizens of the communities in which we live and work

We believe the products we offer hold great value for those who may be under-insured in our communities. It is a privilege to be able to work with our customers to help safeguard their families’ future.

Deliver unsurpassed service that exceeds our customers’ expectations

Many of our customers don’t realize they are underinsured. Our ability to connect with each individual to show them what is possible gives us a great sense of pride.

Our Companies

Comprised of four insurance companies, OneMain Solutions strives to ensure customers and families obtain the right coverage.

American Health and Life Insurance Company (AHL) is a life and health underwriter for credit insurance offered through OneMain Financial. AHL was originally known as Cavalier Life Insurance Company, which was incorporated in Maryland in 1954. The company wrote ordinary life, health and annuities, but now focuses on affiliated lenders credit life and disability. Cavalier became known as AHL, and operations were relocated to Texas in 1988. AHL is licensed in 49 states, as well as the District of Columbia.

Merit Life Insurance Co. (Merit) is a stock company incorporated in 1957 in Evansville, Indiana and continues to operate in that same city today. Merit is an Indiana domiciled life and health insurance company currently licensed in 48 states. Merit principally writes credit life and credit disability insurance. Additionally, Merit writes term life and disability income insurance.

Triton Insurance Company (Triton) is a property and casualty underwriter for credit insurance offered through OneMain Financial. Triton was originallyknown as Voyager Guaranty Insurance Company, which was incorporated in Florida in 1982. The company was formed to write credit-related products for small to mid-size finance companies primarily in the southeast US. Operations were relocated to Texas in 1991, and the company became known as Triton in 1995. Triton is licensed in 49 states and the District of Columbia.

Yosemite Insurance Company (Yosemite) is a stock company originally founded in California in 1964 and moved to Evansville, Indiana in 1998. Yosemite is an Indiana domiciled property and casualty insurance company currently licensed in 46 states. Yosemite principally writes or reinsures credit involuntary unemployment insurance (IUI) and lender-placed insurance.

Our History

We are committed to helping you secure your financial well-being. That is why we offer insurance.

OneMain Solutions is a family of insurance companies that provides credit insurance, term life insurance and membership plans to OneMain Financial customers throughout the country. For more than 74 years, we have made protecting 
our customers our goal.

  1. 2016 – American Health and Life Insurance Company (AHL), Merit Life Insurance Co., Triton Insurance Company and Yosemite Insurance Company become a family of insurance companies known as OneMain Solutions.
  2. 2003 – Associates Insurance Company merged into Triton Insurance Company. Family Life Insurance Company merged into AHL.
  3. 1998 – AHL re-domiciled in Texas. Yosemite Insurance Company re-domiciled in Evansville, IN.
  4. 1995 – Voyager Guaranty Insurance Company became Triton Insurance Company
  5. 1992 – Citadel Insurance Company merged into AHL
  6. 1987 – Cumberland Life Insurance Company merged into Associates Financial Life Insurance Company
  7. 1986 – Emmco Insurance Company changed its name to Associates Insurance Company
  8. 1964 – Yosemite Insurance Company was founded in California
  9. 1962 – Cavalier Life Insurance Company became AHL
  10. 1957 – Merit Life Insurance Co was domiciled in Evansville, IN
  11. 1954 – Cavalier Life Insurance Company was formed in Texas
  12. 1943 – Emmco Insurance Company was formed